The finance department here at U.S. Auto Mart Inc. looks forward to assisting with the bad credit financing needs of our Greensburg and North Huntingdon, PA neighbors, so feel free to get in touch with us today! As your local pre-owned auto dealership, we provide comprehensive auto loan services that ensure all licensed drivers can secure a quality mode of transportation they can rely on. Explore all the sub-prime auto loans that you can put to use for a pre-owned Ford Focus purchase, team up with U.S. Auto Mart Inc. in Adamsburg, PA today!
Licensed drivers with:
May qualify for bad credit car loans with help from our finance professionals, so if you're currently dealing with a sub-prime credit score, feel free to reach out to U.S. Auto Mart Inc. at your earliest convenience. Our dealership has helped drivers in the Greensburg, PA area explore a range of loan possibilities, and we enjoy a high rate of bad credit financing approval. Our family owned and operated pre-owned dealership understands that financial mishaps happen, and we're here to ensure your pre-owned purchase doesn't suffer because of it. Secure the stylish pre-owned coupe, sedan, SUV or pickup you deserve, contact U.S. Auto Mart Inc. today!
Lenders are often more interested in financing a new car than a pre-owned vehicle, regardless of your credit score. It is often the case that car dealerships, banks and credit unions can more-accurately appraise the value and depreciation of a new vehicle.
The difficulty for buyers with little or no credit arises when they want to finance a used car. If your credit score is below 600, you fall into the subprime auto loan bracket, which can make it more difficult to be pre-approved for financing. An easy way to discover your credit score is to check your credit score for free.
Once you know your buying ability, you can form a plan to secure credit-challenged financing for your used car. Now, you might be wondering if it's better to buy new or used with subprime financing?
There are many factors to consider. The price of the vehicle and the size of the down payment you plan to make are significant factors. Typically, there is considerable depreciation on new cars. Buyers with poor credit also find themselves with higher interest rates. It's important to recognize that buying a new car with subprime credit can lead to high monthly payments while the vehicle is losing to, potentially, up to half of its value.
Another consideration is the length of your finance term. The longer the term of your loan is, the more you'll pay for the car. The longer you own the vehicle, the more can depreciate and require maintenance. When thinking about the amount of your loan, be sure to consider all the financial obligations that come along with it.
Visit our pre-owned auto dealership in Adamsburg, Pennsylvania near Irwin to learn more about the bad credit car loans we can help you explore or send our professionals a loan application from the privacy of your North Huntingdon home with help from our interactive website! No matter which convenient way you choose to apply for bad credit pre-owned auto financing, you can rest assured your loan needs will be provided for. Our finance center is eager to see you succeed, and as such, we'll:
So if you're looking for pre-owned GMC Sierra 1500 bad credit financing options, you're looking for U.S. Auto Mart Inc.!